Term Insurance Plans
A term insurance policy is the most affordable and simplest form of life insurance. It offers financial safety to the policyholder’s
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Insurance Types
Health Insurance & its Type
Health Insurance is also known as Mediclaim. It helps you to cover expenses related to hospitalisation arising out of any accident or medical disease. Once you buy Health Insurance, all or part of your expenses incurred in hospital will be paid by the Insurance company.
Individual Health Insurance
Individual Health Insurance provides medical coverage for a single person under one policy. It covers hospitalization, treatments, and healthcare expenses, ensuring financial protection against unexpected medical costs. Ideal for those seeking personalized coverage .
Family Floater Health Insurance
Family Floater Health Insurance is a single policy that covers the entire family under one sum insured. It offers financial protection for hospitalization, treatments, and medical expenses, ensuring affordable and comprehensive health security for all family members.
Group Health Insurance
Group Health Insurance is a health policy provided to a group of people, usually employees of a company or members of an organization. It offers collective coverage for medical expenses, often at lower premiums, ensuring health protection and financial security for the entire group.
What is Term Insurance?
Term Insurance is a type of life insurance policy that provides financial protection to your family for a fixed period (the “term”) in case of your untimely death. It offers a high sum assured at affordable premiums, ensuring your loved ones are financially secure even in your absence.
Unlike other life insurance plans, term insurance does not have a maturity benefit—if the policyholder survives the term, no payout is made. However, it is the purest and most cost-effective form of life insurance, designed primarily to cover life risk.
Key Benefits of Term Insurance
High coverage at low premium cost
Financial security for family in case of the policyholder’s death
Optional add-ons like critical illness, accidental death, or disability cover
Tax benefits under Sections 80C and 10(10D) of the Income Tax Act
Features
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Partners
Insurance Partners
Clients Testimonials
Clients Say About Insurance Services & Our Team
Suggest Policy made insurance so easy to understand. Their team helped me find the right health plan at a price I could afford. Truly professional and trustworthy service!
I was confused about which life insurance to choose, but Suggest Policy guided me step by step. The process was smooth, and I feel secure knowing my family’s future is protected.
Buying car insurance was always a hassle, but Suggest Policy made it stress-free. Quick comparisons, fair pricing, and clear advice. I recommend them to everyone!
Claiming insurance used to worry me, but with Suggest Policy, the assistance was quick and seamless. They handled everything professionally and gave me peace of mind.
What I love about Suggest Policy is the affordability without compromising on coverage. Their expert team truly cares about finding the best plan for you. Great experience!
Faqs
Frequently Asked Questions
Term Insurance is a life insurance policy that provides financial protection to your family in case of your untimely death during the policy term.
It ensures your family’s financial stability by offering a high sum assured at low premium cost, covering future expenses like loans, education, and daily needs.
No, pure Term Insurance does not offer maturity benefits. However, some plans with return of premium (TROP) provide a refund of premiums if you survive the policy term.
Experts suggest coverage of at least 10–15 times your annual income to adequately secure your family’s financial future.
Yes, premiums qualify for deductions under Section 80C, and the death benefit is tax-free under Section 10(10D) of the Income Tax Act.
